Churchill Stateside Group Team & Affiliates

CSG’s principals are industry veterans who have demonstrated lengthy commitments and successful track records. In fact, our entire team is exceptionally experienced. We’ve all worked hard to establish the connections necessary to finance and build real estate while structuring sound solutions that benefit our investor clients. Our business has always been about creating lasting partnerships. What this means for you is a partner that opens the lines of communication, thinks creatively, and approaches your financing needs in a flexible yet straightforward way. Expect direct communication and innovative solutions from our professional team.

Alex Holverson, MSRE
Vice President, Midwest Regional Officer
Alex Holverson is the Vice President, Midwest Regional Officer for Churchill Stateside Group, operating out of Churchill’s Chicago office. Alex is responsible for debt and equity originations on affordable, market-rate, and healthcare properties across the Midwest Region. Alex also serves on the Board of Directors for the Council for Affordable and Rural Housing.

Alex previously served as Production Manager for Churchill and was responsible for the financial modeling of all multifamily debt and equity transactions to prepare them for underwriting and served as liaison to Churchill’s warehouse and private placement sources. While servicing as Production Manager, Alex prepared proposals leading to the successful closing of more than $500M.

Prior to joining CSG in 2014, Mr. Holverson was a commercial property adjuster for a nationally recognized insurance company. Mr. Holverson holds his Master’s in Real Estate from the University of South Florida, and a BS in Finance with an emphasis on Real Estate from the University of Missouri.
View Bio ▼
Email AlexConnect with me on LinkedIn
Amr Fawzi
Senior Vice President, Loan Servicing and Asset Management
Mr. Fawzi joined CSG as Senior Vice President, Loan Servicing and Asset Management. Mr. Fawzi is responsible for overseeing the servicing and asset management functions, inclusive of the operational and compliance functions for the CSG portfolio.

Mr. Fawzi has more than 25 years of combined commercial and residential real estate experience, with the last 16 years within Fannie Mae’s Multifamily Debt and Equity Asset Management, performing portfolio surveillance on both market rate and multifamily affordable housing transactions.

Mr. Fawzi also has renewable energy experience, setting up Fannie Mae’s Green Program Asset Management, which included Solar installations as well as energy and water efficiency property improvements. The remainder of Mr. Fawzi’s real estate experience was in commercial banks and mortgage entities. Mr. Fawzi also has more than 7 years’ experience in equity fund management and a broad range of capital markets activities at Lazard and EFG-Hermes.

Mr. Fawzi is a member of the Mortgage Bankers Association of America, the Property Inspection Review Task Force and Servicer Council, the Commercial Real Estate Finance Council, the Investor Reporting Committee and the National Multifamily Housing Council.

Mr. Fawzi holds a Bachelor of Science degree in Finance and a second major in International Business from the American University, Washington DC and a Master of Business Administration (MBA) from the Maastricht School of Management in the Netherlands.
View Bio ▼
Email Amp
Benjamin Pemberton
Underwriter
Benjamin Pemberton joined Churchill Stateside Group as an Analyst and now serves as Underwriter. Mr. Pemberton is responsible for preparing and maintaining underwriting models, as well as assisting with risk analysis of potential debt and equity investments with finance structures utilizing tax credits and various government and conventional loan programs.

Mr. Pemberton graduated from the University of South Florida St. Petersburg with a Bachelor of Science degree in Business Economics and Finance.
View Bio ▼
Email Benjamin
Christopher Thornton
Asset Management Associate Analyst
Christopher Thornton joined Churchill Stateside Group as an Asset Management Associate Analyst. He assists in the monitoring and quarterly reporting of the CSG portfolio, with an emphasis on renewable energy.

Mr. Thornton is an Eagle Scout and currently is working on his Associate degree at Saint Petersburg College, with hopes of transferring to USF for his Bachelor degree.
View Bio ▼
Email Chris
Christina Thornton
Vice President
Mrs. Thornton is a Vice President at CSG and supports the underwriting team through the organization of various due diligence and the processing of transactions through HUD, USDA Section 538 and other lending sources. Chris brings more than 25 years of administrative and loan processing expertise from positions in the institutional and private investment management and commercial real estate finance industries. While with The Midland Companies, she held various positions in underwriting and focused on the loan delivery processes to Fannie Mae, Freddie Mac and other secondary market sources. During that time, Chris participated on a team that managed the packaging and delivery of loans totaling $2.3 billion. Chris’ prior employers also include AEGON USA, Inc., MetLife and Ameriprise Financial.
View Bio ▼
Email Christina
Daniel Duda
Senior Vice President, National Director of Originations and Acquisitions
Dan Duda is Senior Vice President, National Director of Originations and Acquisitions. Dan is responsible for overseeing debt and equity origination for both affordable and market rate properties across the United States. Dan previously served CSG as the National Associate Director of Originations and Acquisitions, East Coast Regional Director of Originations and Acquisitions, and as an Underwriter. Throughout his career, Dan has been responsible for originating loan and equity transactions totaling more than $600M.

Prior to joining CSG in 2013, Mr. Duda served as a Financial Analyst at Investors Bank in New York City. He focused primarily on originating and underwriting multifamily, mixed-use, retail, and industrial loans in the Northeast. He holds a Bachelor of Science degree in Finance from East Carolina University. Mr. Duda sits on the Board of the National Housing & Rehabilitation Association (NH&RA) and Rural Multifamily Lenders Council (RMLC) In addition, he is a frequent speaker at many industry events across the country.
View Bio ▼
Email DanConnect with me on LinkedIn
Dana Carl
Loan Servicing Administrator
Mrs. Carl joined CSG as a Loan Servicing Administrator, previoulsy her role at CSG was Accounting Operations Manager with an array of Accounting experience. She graduated with honors in 2017 from Southeastern Oklahoma State University with a Bachelor’s degree in Accounting. She worked with the Choctaw Nation of Oklahoma, a native Indian tribe, focusing government contracting. Dana handles the Accounts Receivables, Accounts Payables and multiple tasks within the Accounting Department. Dana is hoping to complete her fifth year of Accounting in pursuit of her CPA License.
View Bio ▼
Email Dana
David Carr
VICE PRESIDENT, INVESTOR RELATIONS & ASSOCIATE DIRECTOR OF FINANCE AND ACCOUNTING
Mr. Carr has over 25 years’ experience as a senior financial manager focused almost exclusively on tax structured investments. He most recently was a Principal and CFO of Hunter Chase & Company, a real estate private equity company. Mr. Carr had primary responsibility for Hunter Chase’s New Markets Tax Credit Program, where he was responsible for raising and managing $134 Million in NMTC structured investments. Prior to joining Hunter Chase, Mr. Carr was the COO for Key Housing Capital’s (“KHC”) Tax Advantaged Equity Group. Mr. Carr had direct responsibility for syndicating, structuring and negotiating in excess of $1 Billion in Low Income Housing Tax Credit investments. Prior to joining Key, Mr. Carr was a partner at The Boston Financial Group, a national LIHTC syndicator, acting as controller for the Property Management division. Mr. Carr also has held the role of CFO for Eardish Corporation, music based social network located in Studio City, CA. Mr. Carr is a retired CPA, having started his career at Ernst & Whinney, leaving as a Tax Manager. He graduated with honors from the University of Massachusetts, Amherst with Bachelors Degree in Business Administration.
View Bio ▼
Email David☛ Check the background of this investment professional on
Deanna deGoma
Underwriting Analyst
Deanna deGoma joined Churchill Stateside Group as an Underwriting Analyst in the FHA Underwriting Division. She is responsible for various underwriting tasks focusing on mortgage credit analysis and HUD due diligence requirements. Ms. deGoma has over 9 years of FHA underwriting and analyst experience and has closed in excess of $300 million in HUD transactions, including market rate, affordable and healthcare deals.

Ms. deGoma began her career at Fannie Mae in 2002 where she worked in the Communications Department and Foreclosed REO division. Since then, she concentrated her career in FHA underwriting of multifamily market rate and affordable projects. Prior to joining Churchill Mortgage, Ms. deGoma held various positions in FHA underwriting at commercial real estate finance companies including PNC Bank and CB Richard Ellis.
View Bio ▼
Email Deanna
Devin Sanderson
Chief Operating Officer and Executive Vice President
Mr. Sanderson brings a wealth of experience providing financing solutions in both the debt and equity capital markets, including project identification, evaluation, financial modeling and structuring of tax advantaged transactions as well as managing the performance of staff and funds to maximize investor benefits and company profitability.

Mr. Sanderson serves as Chief Operating Officer and Executive Vice President at CSG. As a thought leader in the company, his responsibilities include spearheading new product development initiatives for all available capital sources in the renewable energy, investment tax credit, and corporate financing space. Mr. Sanderson provides the management, leadership and vision necessary to ensure that the company has the proper operational controls, administrative and reporting procedures, and people systems in place to effectively grow the organization and to ensure financial strength and operating efficiency.

In addition to his corporate duties at CSG, Mr. Sanderson leads the Renewable Energy Finance Group and is responsible for the development and financing of over $2 Billion of solar assets throughout the United States. His responsibilities include identifying market trends, strategic investment, and tax credit equity for renewable energy projects through a broad range of financing sources including banks, insurance companies, and non-financial sector investors.

Previously, Mr. Sanderson worked at Churchill Financial and served as Vice President responsible for the origination, analysis, negotiation and placement of Low Income Housing Tax Credit (LIHTC) and renewable energy debt and equity finance investments. He managed many of the day-to-day operations, including overseeing the servicing and asset management of a $100M+ project portfolio, planning and development for Marketing, Finance & Accounting and Technology departments.

Mr. Sanderson graduated from the University of South Florida, where he received his Bachelor of Science degree in Finance and was awarded three varsity letters in football.
View Bio ▼
Email DevinConnect with me on LinkedIn
Edward “Skip” Santos
FHA Underwriter
Skip Santos is an FHA Underwriter and will focus on underwriting Multifamily loans to be processed through the HUD MAP Program.

Mr. Santos began his banking career at Hibernia National Bank in 1989 in Credit Analysis where he received formal credit training. As a commercial lender he specialized in Mortgage Warehouse and Commercial Real Estate. During 2000, Mr. Santos became the bank’s chief originator for a partnership between Hibernia National Bank and Standard Mortgage of New Orleans focusing on the origination of multifamily loans to be placed in the permanent market through FNMA and conduits.

Since 2001, Mr. Santos has concentrated on multifamily loan requests processed through the HUD MAP Program with responsibilities including origination, underwriting, and issuance of GNMA securities. His experience in multifamily lending include: Historic Tax Credits, LIHTC, affordable, market rate, and healthcare properties.

Mr. Santos received his B.S in Accounting from Louisiana Tech University and an M.B.A from Loyola University.
View Bio ▼
Email Skip
Guy Spieler
PRESIDENT
Mr. Spieler is President with over 30 years of municipal bond experience. He will be responsible for underwriting of bonds created through 4% LIHTC projects for Churchill Stateside Securities institutional accounts and for expanding the bond underwriting/trading platform as additional opportunities are presented. At his most recent firm in Chicago, Guy opened an office and started a municipal bond underwriting group that participated in over 400 municipal bond transactions. These municipal bond deals totaled over $5.6 billion in par amount in the most recently completed calendar year. In addition to his underwriting role, Mr. Spieler was also a secondary trader in the municipal bond market working with five institutional salespeople as well as 30 generalists. Previous major firms where Mr. Spieler worked include Lehman Brothers, Banc One and Incapital LLC. Mr. Spieler graduated from the State University of New York at Buffalo and holds B.S. in Business Administration. He currently holds Series 7, 24, 50, 53, 54 and 63 licenses.
View Bio ▼
Email Guy☛ Check the background of this investment professional onConnect with Guy
Jackie Friend
Vice President, Loan Servicing
Ms. Friend serves as CSG’s Vice President, Loan Servicing and is a seasoned, results-oriented professional who brings more than 30 years of commercial real estate finance and banking experience to the team. She has previously held positions as a real estate paralegal and served as Vice President of Construction and Permanent Loan Servicing with MMA Financial. As Vice President at MMA, she was responsible for successfully managing a team whose portfolio was comprised of over 900+ loans valued at over $5 billion. She has experience in multi-family tax-exempt and credit-enhanced Bond loan servicing, taxable construction and permanent loan servicing, commercial and residential loan closings and Low Income Housing Tax Credit asset management.
View Bio ▼
Email Jackie
James Ward
VICE PRESIDENT, INVESTOR RELATIONS
Mr. Ward is Vice President, Investor Relations of Churchill Stateside Securities. He is primarily focused on the development and maintenance of relationships with institutional investors in the renewable energy tax credit market. Mr. Ward works directly with Mr. Switzer in sourcing, structuring and tailoring renewable energy tax credit projects for potential investors. Mr. Ward was born and raised in Melbourne, Australia. He began his career as an attorney at global law firm, Minter Ellison, where he specialized in property development matters. He transitioned into the investment banking industry in 2015 when he moved to the United States. Mr. Ward was a Director of the Carreden Group from 2016 – 2018 where he was responsible for bringing new investors into the renewable energy tax credit market. Mr. Ward graduated from the University of Melbourne and holds a Bachelor of Law and a Bachelor of Property & Construction. In addition, he maintains Series 7 & Series 63 securities licenses in the United States.
View Bio ▼
Email James☛ Check the background of this investment professional on
Jared Lucero
Production Analyst
Jared Lucero joined the Production team at Churchill Stateside Group as Production Analyst. Jared assists in reviewing incoming request for proposals to determine the best debt and equity options based upon the financial feasibility of new projects, compiles offer packages, and collaborates with the production officers on lead generation and relationship management. Before joining CSG, Jared was a Registered Representative with Morgan Stanley, where he placed unsolicited stock, bond and options trades, guided clients through the onboarding process of opening new accounts and navigating through the online platform, and conducted outreach to maintain relationships with client base.

Mr. Lucero obtained a Bachelor of Science from Florida Gulf Coast University with a major in Finance and minor in Economics. Jared has previously qualified for and held the FINRA Series 7 and Series 66 licenses.

View Bio ▼
Email JaredConnect with me on LinkedIn
Joseph Dedek, CPA
Senior Vice President, Tax Credit Fund Manager
Mr. Dedek is a Senior Vice President at CSG and serves as Tax Credit Fund Manager leading the fund management function, responsible for assembling, evaluating, structuring and monitoring Low Income Housing Tax Credit (LIHTC), Historic Tax Credit (HTC) and Renewable Energy Investment Tax Credit (ITC) investment portfolios. Additional responsibilities include the coordination of tax reporting, quarterly and annual investor reporting, annual fund audits and tax returns. Mr. Dedek has over 15 years of experience managing investments in multifamily and commercial real estate portfolios.

Prior to CSG, Mr. Dedek was the divisional chief financial officer with the Credit Suisse Tax Credit Group (CS) responsible for the general financial management and the oversight of the family of CS tax credit funds in excess of $850 million of invested equity. Before joining CS, Mr. Dedek spent seven years with the affordable housing and mezzanine debt and equity divisions of KeyBank Real Estate Capital Private Equity Group as its chief financial officer managing invested equity in excess of $1.3 billion. Mr. Dedek began his career at KPMG departing as a Manager in the audit practice.

Mr. Dedek holds a Bachelor of Science degree in Business Administration with a major in accounting from John Carroll University and is a Certified Public Accountant.
View Bio ▼
Email Joseph
Joseph Switzer
SENIOR VICE PRESIDENT, INVESTOR RELATIONS
Mr. Switzer is Senior Vice President of Churchill Stateside Securities. He specializes in tailoring offerings to market segments such as insurance companies and physician groups. Mr. Switzer has throughout his career been a developer of and investor in market leading innovations in the financial services and other industries.Within the financial industry, Mr. Switzer was a Senior Vice President at the Robinson Humphrey Co. who specialized in the distribution of high growth southeastern securities to institutional and high net worth individual clients. Earlier in his career he was a cash management officer at the First National Bank of Atlanta and, and he was also a Senior Vice President at Oppenheimer & Co. Mr. Switzer also has been prominent in the development of new industries outside of Financial Services. Mr. Switzer was one of the initial drivers of the competitive telephone industry with his founding of National Telephone Services, which was one of the fastest growing companies in that industry, reaching $80 million in revenues in three years. He was also the founder of the Consumer Financial Network, the first competitive insurance marketplace on the internet with over one million employee subscribers.
View Bio ▼
Email Joseph☛ Check the background of this investment professional on
Keith J. Gloeckl (GLEK-el)
Chief Executive Officer
Mr. Gloeckl began his career in the insurance industry with American General Life & Casualty in Pittsburgh, Pennsylvania. In 1974, Mr. Gloeckl formed Burne & Gloeckl Insurance Agency and grew the firm into a successful enterprise, which he sold in 1984. At that time, Mr. Gloeckl accepted a position as a Commercial Mortgage Banker with Midland Mortgage Investment Corporation, a company that originated multifamily construction loans throughout the United States. During the 1980’s the company grew significantly.

In 1988, Mr. Gloeckl and two associates purchased the company and created a group of companies that became known as The Midland Companies. The companies specialized in construction, permanent and equity financing for conventional and affordable multifamily apartment complexes nationwide with an emphasis on tax credit properties. During this time, Mr. Gloeckl served as President and Chief Operating Officer of the organization, which grew to over 150 employees in 7 offices across the country. In addition to Midland’s long standing relationships with large municipal pension funds, Midland became a Fannie Mae DUS Lender and FHA/MAP underwriter which broadened the investment base options for its clients.

In 1999, Mr. Gloeckl and his associates sold The Midland Companies to MuniMae (NYSE:MMA), and the company became known later as MMA Financial. Mr. Gloeckl continued to serve the company and its clients as Chief Investment Officer and a member of Senior Management Committee. During his tenure with MMA, Mr. Gloeckl was responsible for a range of functions across all debt and equity product types for all real estate finance business, as well as the supervision of Production, Underwriting, Closing, Secondary Markets, Tax Credit Origination, and various product development and management initiatives. Mr. Gloeckl also served as Trustee of the MMA Affordable Housing Group Trust and the MMA Multifamily REIT where he worked with various pension fund groups and proprietary funds.

Mr. Gloeckl departed MMA Financial in 2005 and founded Churchill Financial which eventually became known as Churchill Stateside Group (CSG). The company initially focused on Multifamily Affordable Housing Finance and added Renewable Energy Finance providing both debt and equity for both business lines. Mr. Gloeckl serves as Chief Executive Officer. Since the formation of Churchill the company has grown to become a HUD MAP Lender, RD 538, Ginnie Mae Seller/Servicer, Construction Lender, Bond Underwriter and provides Equity & Debt products for the Commercial Solar Renewable Energy sector.

Since 1992 Mr. Gloeckl has been instrumental in the syndication of more than $1 billion of federal low income housing tax credits. Mr. Gloeckl is a member of the Mortgage Bankers Association of America. Mr. Gloeckl has served as an officer for organizations such as Council for Affordable and Rural Housing, the Florida Council for Affordable and Rural Housing and is a member of various industry organizations. Mr. Gloeckl is a graduate of Walsh University and has served on its Board of Directors.
View Bio ▼
Email KeithConnect with me on LinkedIn
Lacey Steele
FHA Loan Processor
Ms. Steele is a FHA Loan Processor at CSG. She provides support with the closing of debt and equity transactions involving tax credit investments and multi-family affordable housing. She is responsible for the due diligence, borrower communications, committee presentations and processing governmental applications through USDA Section 538 and other lending sources.

Ms. Steele joined Churchill Stateside Group as an Investment Assistant and quickly proved her value. Her skills allow her to provide dependable support to senior level managers to meet required transaction deadlines.
View Bio ▼
Email Lacey
Lana Demchak
Loan Processor
Lana is the Associate FHA Loan Processor at Churchill Stateside Group supporting the underwriting team through the FHA multifamily housing debt under the HUD, MAP, and LEAN programs. She is responsible for the due diligence of borrower communications, governmental transaction processing, final loan document reviewing and loan package preparations submitted to HUD.

Prior to joining CSG, Lana worked as a Loan Processor and Audit Specialist, for Citibank. There she was responsible for processing conventional mortgage refinance and purchase transactions for a period of six years. She has assisted in over 1,000 successful loan closings of both refinancing and purchasing applications by working as an advocate and main point of contact. Later, Lana moved to a special projects team where her accountability included; auditing files of loan processors for quality assurance, along with monitoring regulations in accordance with company, lender, and federal guidelines.

Mrs. Demchak has a bachelor’s degree in English and history from Eastern Michigan University. She is also in the final stages of completing a master’s degree in business administration with a concentration in community economic development from the University of Southern New Hampshire.
View Bio ▼
Email Lana
Linda Carroll
Vice President, Loan Servicing
Ms. Carroll serves as CSG’s Vice President, Loan Servicing and brings more than 25 years of mortgage banking experience to the team. She began her career with MMA Financial/The Midland Companies as a Loan Closing Coordinator. Ms. Carroll was responsible for processing monthly construction draws, preparing loan documents for investors and coordinating wire transfers.

During her 20 year tenure with MMA/Midland, Ms. Carroll served as Vice President of the Loan Administration Department and as Vice President/Closing Support Manager. As part of her responsibilities, she developed and implemented loan closing policies, procedures and processing manuals, and met daily deadlines for processing millions of dollars in construction loans and tax credit equity installments.
View Bio ▼
Email Linda
Renee’ Gloeckl
Assistant to CEO
Ms. Gloeckl serves as CSG’s facilities Project Designer and Project Manager as well as providing Executive Administrative Support to the CEO. Ms. Gloeckl brings extensive expertise in various professional functions and also plays a key role in coordinating conferences and marketing requirements.

Ms. Gloeckl has over 25 years’ experience in Interior Design, Residential Construction, Project Management, Sales and Office management. She holds a BA degree in Interior Design from International Academy of Design and Technology and an AS degree in Computer Programming from St. Petersburg College.
View Bio ▼
Email Renee
Lois Pemberton
Senior Vice President
Mrs. Pemberton is a Senior Vice President at CSG and provides support to the team through the effective organization of various due diligence requirements and the processing of loans through HUD, USDA Section 538 and other lending sources.

Lois brings to the team more than 20 years of commercial real estate finance and banking experience and has previously held positions in Credit, Underwriting and Commercial Banking. After roles in commercial banking, she joined the Midland Companies where she held various positions in underwriting and loan delivery management. As Vice President at Midland, she was instrumental in the implementation of the loan delivery processes to Fannie Mae, Freddie Mac and other secondary market sources. Throughout her career, Lois has been responsible for the successful packaging and delivery of loans totaling $2.3 billion.

Lois has extensive experience as a liaison between lenders, borrowers, legal counsels, title agents, and various parties to ensure the successful funding for many types of transactions.
View Bio ▼
Email Lois
Mariette Torres
Registered Principal
Compliance
View Bio ▼
Email Mariette
Michael E. Spain, Esq.
Vice President, Southeast Regional Officer
Michael Spain is Vice President, Southeast Regional Production Officer for Churchill Stateside Group. Mr. Spain is responsible for originating debt and equity solutions for new construction, rehabilitation, acquisition and refinancing of both affordable housing and market rate properties within the eastern region of the United States.

Prior to joining CSG, Michael was an associate attorney for Hamilton, Miller & Birthisel, LLP where he primarily focused on defending maritime and transportation claims. He also practiced in the areas of insurance defense, insurance coverage, property and casualty, workers compensation and wrongful death and personal injury defense.

Michael obtained his Juris Doctor from Florida Coastal School of Law; earning the book award in Trusts & Estates Drafting. During law school, Michael was a member of the Mock Trial team and a legislator for the Student Bar Association. As an advocate, he placed runner-up at the Carolinas Mock Trial Tournament and was a finalist in the Spohrer & Dodd Closing Arguments Competition.

Prior to law school, Michael worked as an assistant project manager and quality inspector for a residential construction company based in Amelia Island, Florida. He was in charge of preparing contracts and estimates and reviewing construction and building plans to ensure compliance with current building codes, local ordinances and zoning regulations. In his spare time, Michael is an avid golfer and stays involved in his community.

View Bio ▼
Email MichaelConnect with me on LinkedIn
Michelle Volpe
FHA Chief Underwriter
Michelle Volpe is the FHA Chief Underwriter with over 30 years experience in real estate. She is responsible for the complete oversight and quality control of all FHA underwriting functions. Ms. Volpe manages the development, training and work product of the entire FHA underwriting staff.

Michelle has over 20 years experience in the FHA industry and has personally been involved in underwriting over $575 Million in closed transactions. Ms. Volpe has extensive experience in underwriting market rate and affordable multifamily properties along with LEAN transactions.

She has also underwritten Fannie Mae and Freddie Mac in her underwriting career. Prior to joining Churchill Stateside Group, Ms. Volpe was employed as an FHA Chief Underwriter for HUD Approved Lenders.

Ms. Volpe graduated from the University of South Florida with a Bachelor of Arts degree in Finance.
View Bio ▼
Email Michelle
Molly McGill
FHA Underwriter
Molly McGill is an FHA Underwriter at Churchill Mortgage Investment. She is responsible for underwriting loans that utilize HUD’s MAP program, many of which include Low Income Housing Tax Credit (LIHTC) equity, either 9% credits or 4% credits with tax-exempt bond financing. Molly previously spent 5½ years at CBRE Capital Markets as an underwriting analyst and then underwriter, where she worked on market-rate and affordable FHA projects totaling more than $750 million. Molly has experience underwriting Section 221(d)(4) new construction and substantial rehabilitation projects, as well as Section 223(f) refinances.

Molly received J.D. and M.B.A. degrees from the University of Colorado at Boulder, and a B.A. degree from Trinity University in San Antonio, TX.
View Bio ▼
Email Molly
Philip Peppert
Vice President, Human Resources
Mr. Peppert, Vice President, Human Resources for Churchill Stateside Group, is based in the Clearwater, FL. Mr. Peppert is responsible for all operational Human Resources requirements, as well as assessing and establishing policies and procedures to guarantee the company is compliant and incorporating the latest developments and trends. As CSG’s Chief Human Resource Officer, Phil is working to accelerate the company’s transformation through leadership, attracting and developing the best talent and building a culture of engagement and innovation.

Mr. Peppert is a military veteran with 17 years of service in the British Royal Air Force. During his tenure, he was trained as a Human Resources specialist, was involved in global operations and held high profile positions, including NATO Command in Central Europe and the British Embassy in Washington DC.

After retiring from the British Royal Air Force in 2008, Mr. Peppert transitioned to an administrative position with the Perioperative Department of Georgetown University Hospital. In 2015 he accepted a Human Resources position with Capital Novus, a global eDiscovery software company based in Fairfax, VA.

Prior to accepting enlisting in the British Royal Air Force, Mr. Peppert attended Teesside University in the United Kingdom, studying a course in International Business Information Technology.
View Bio ▼
Email PhilipConnect with me on LinkedIn
Rex Tilley
Senior Vice President, Chief Underwriter
Mr. Tilley is responsible for all transaction risk assessments for CSG. Rex has more than 27 years of commercial real estate underwriting and valuation experience with the last 15 years focused on multifamily affordable housing.

Prior to joining CSG, he was employed by AmeriNational Community Services as Director of Multifamily Services and by Oak Grove Capital as a Deputy Chief Underwriter. Prior to these positions, Mr. Tilley was employed for more than ten years by MMA Financial/The Midland Companies. During his tenure with MMA Financial/The Midland Companies, Mr. Tilley held the title of Fannie Mae Chief Underwriter and was in charge of staff ranging from 7 to 25 professionals responsible for underwriting, closing and servicing multifamily debt and equity investments. Prior to MMA Financial/The Midland Companies, Rex was employed by AmSouth Bank and Glendale Federal Bank in their real estate valuation departments.

Mr. Tilley holds a Bachelor’s degree in Finance from Florida State University and is a Certified General Real Estate Appraiser in the State of Florida.
View Bio ▼
Email RexFollow me on LinkedIn
Stephanie Jackels
FINOP
FINOP
View Bio ▼
Email Stephanie
Victoria Jones
Senior Underwriter
As a Senior Underwriter, Victoria is responsible for the risk analysis of potential debt and equity investments with finance structures utilizing tax credits and various government and conventional loan programs.

She brings over 25 years of commercial real estate experience, with an emphasis on feasibility analysis, multi-family development and project finance. Prior to joining Churchill Stateside Group, Victoria was an executive at Meta Housing Corporation, an affordable housing developer based in Southern California. While there, she financed and coordinated the development of over 400 senior housing units utilizing allocations of low-income housing tax credits, tax-exempt bonds, and conventional financing. Earlier in her career she was in charge of acquisitions and finance for a commercial real estate developer and a financial analyst for a national real estate syndicator.

Victoria attended Pepperdine University and Mount St. Mary’s University in Los Angeles, graduating Magna Cum Laude with a Bachelor of Science degree in Business.
View Bio ▼
Email Victoria
William J. Michalak
CHIEF COMPLIANCE OFFICER
Mr. Michalak is the Chief Compliance Officer of Churchill Stateside Securities, LLC and a member of the Board of Directors. Bill brings more than 30 years of service as a Chief Executive Officer, Chief Financial Officer, and senior analyst consultant in the fields of investment banking, health care, and state tax credit monetization. He served as Chief Operating Officer for Stateside Capital, LLC at the time of its inception where he also developed corporate marketing and sales strategies. His experience includes: Investment Banking, working with Reg. D convertible preferred and equity private placements; President of Tower Tax Credits, LLC directly responsible for development and placement of state tax credit funds invested in LIHTC properties; Senior Consultant to the Atlanta office of Shattuck Hammond Partners where he provided financial valuation and business viability consulting relating to health care technology and services; interim CEO for Meridian Health Group, LLP; Vice President of Research for Wachovia Securities, Inc. and The Robinson-Humphrey Company. Mr. Michalak is the past President, Chief Executive Officer, and co‑founder of Specialty Care Networks in Atlanta, and Health Care Options, Inc. in Mobile, Alabama. Mr. Michalak graduated from Villanova University with a Bachelor of Arts degree, and later earned a Master of Business Administration at Roth Graduate School of Business Administration of Long Island University. He also served on the faculty of Emory University as an adjunct Professor of Business and Economics. Bill holds his Series 50 license.
View Bio ▼
Email William☛ Check the background of this investment professional on