Churchill Stateside Group Team & Affiliates
CSG’s principals are industry veterans who have demonstrated lengthy commitments and successful track records. In fact, our entire team is exceptionally experienced. We’ve all worked hard to establish the connections necessary to finance and build real estate while structuring sound solutions that benefit our investor clients. Our business has always been about creating lasting partnerships. What this means for you is a partner that opens the lines of communication, thinks creatively, and approaches your financing needs in a flexible yet straightforward way. Expect direct communication and innovative solutions from our professional team.
Alex previously served as Production Manager for Churchill and was responsible for the financial modeling of all multifamily debt and equity transactions to prepare them for underwriting and served as liaison to Churchill’s warehouse and private placement sources. While servicing as Production Manager, Alex prepared proposals leading to the successful closing of more than $500M.
Prior to joining CSG in 2014, Mr. Holverson was a commercial property adjuster for a nationally recognized insurance company. Mr. Holverson holds his Master’s in Real Estate from the University of South Florida, and a BS in Finance with an emphasis on Real Estate from the University of Missouri.
Mr. Fawzi has more than 25 years of combined commercial and residential real estate experience, with the last 16 years within Fannie Mae’s Multifamily Debt and Equity Asset Management, performing portfolio surveillance on both market rate and multifamily affordable housing transactions.
Mr. Fawzi also has renewable energy experience, setting up Fannie Mae’s Green Program Asset Management, which included Solar installations as well as energy and water efficiency property improvements. The remainder of Mr. Fawzi’s real estate experience was in commercial banks and mortgage entities. Mr. Fawzi also has more than 7 years’ experience in equity fund management and a broad range of capital markets activities at Lazard and EFG-Hermes.
Mr. Fawzi is a member of the Mortgage Bankers Association of America, the Property Inspection Review Task Force and Servicer Council, the Commercial Real Estate Finance Council, the Investor Reporting Committee and the National Multifamily Housing Council.
Mr. Fawzi holds a Bachelor of Science degree in Finance and a second major in International Business from the American University, Washington DC and a Master of Business Administration (MBA) from the Maastricht School of Management in the Netherlands.
Prior to joining Churchill Stateside Group, Ms. Parks was employed for 25 years by MMA Financial in various positions within the loan servicing, asset management and underwriting departments, with the last 18 years focused on underwriting and closing multifamily affordable debt transactions.
Ms. Parks graduated Cum Laude from the University of Baltimore with a Bachelor of Science degree in Finance.
Mr. Pemberton graduated from the University of South Florida St. Petersburg with a Bachelor of Science degree in Business Economics and Finance.
Blair is also a registered Certified Public Accountant in the State of Florida, where he has over 10 years of Audit experience. He joined Churchill as a consultant and successfully developed and implemented the Internal Audit function across all departments. Blair has extensive professional experience and worked as the Lead Internal Audit Manager for Jabil and previously served as a Board Member of Hillsborough County Internal Auditors Office.
Raised in Clearwater, Florida, Blair attended the University of South Florida where he graduated with his Bachelor of Science in Accounting in 2010.
Blair enjoys spending his free time on his boat with his wife, Sarah, and dog, Chunky, and working on his collection of unique vehicles and motorcycles.
Mr. Thornton is an Eagle Scout and currently is working on his Associate degree at Saint Petersburg College, with hopes of transferring to USF for his Bachelor degree.
Cristina received her Master in Accounting from the University of South Florida and has been a Florida CPA since 2008.
Prior to joining CSG in 2013, Mr. Duda served as a Financial Analyst at Investors Bank in New York City. He focused primarily on originating and underwriting multifamily, mixed-use, retail, and industrial loans in the Northeast. He holds a Bachelor of Science degree in Finance from East Carolina University. Mr. Duda sits on the Board of the National Housing & Rehabilitation Association (NH&RA) and Rural Multifamily Lenders Council (RMLC) In addition, he is a frequent speaker at many industry events across the country.
Mr. Sanderson serves as Chief Operating Officer and Executive Vice President at CSG. As a thought leader in the company, his responsibilities include spearheading new product development initiatives for all available capital sources in the renewable energy, investment tax credit, and corporate financing space. Mr. Sanderson provides the management, leadership and vision necessary to ensure that the company has the proper operational controls, administrative and reporting procedures, and people systems in place to effectively grow the organization and to ensure financial strength and operating efficiency.
In addition to his corporate duties at CSG, Mr. Sanderson leads the Renewable Energy Finance Group and is responsible for the development and financing of over $2 Billion of solar assets throughout the United States. His responsibilities include identifying market trends, strategic investment, and tax credit equity for renewable energy projects through a broad range of financing sources including banks, insurance companies, and non-financial sector investors.
Previously, Mr. Sanderson worked at Churchill Financial and served as Vice President responsible for the origination, analysis, negotiation and placement of Low Income Housing Tax Credit (LIHTC) and renewable energy debt and equity finance investments. He managed many of the day-to-day operations, including overseeing the servicing and asset management of a $100M+ project portfolio, planning and development for Marketing, Finance & Accounting and Technology departments.
Mr. Sanderson graduated from the University of South Florida, where he received his Bachelor of Science degree in Finance and was awarded three varsity letters in football.
PRESIDENT, Churchill Stateside Securities (LLC)
As a CFO, Vern completed six debt and equity offerings on Wall Street. In 2003, Vern formed Capital Life Cycle Inc., an advisory firm serving both traditional financial services companies and high growth FinTech firms. Vern held the position of President and Managing Director until joining Churchill in March 2020.
At Churchill, Vern is focused on client needs and strives to develop debt and equity capital strategies to aid our customer’s growth and success.
Vern currently services on the board of directors of two independent financial services firms. He holds a FINRA Series 79 license.
Jeff spent 5 years at CBRE Multifamily Capital performing asset management and surveillance duties on a portfolio of Fannie Mae and bridge multifamily loans concentrated across the United States. Prior to that, he spent 3 years as a Portfolio Analyst at CBRE Loan Services.
Jeff graduated from Baylor University with Bachelor’s degrees in Finance, Real Estate, and Entrepreneurship.
Prior to CSG, Mr. Dedek was the divisional chief financial officer with the Credit Suisse Tax Credit Group (CS) responsible for the general financial management and the oversight of the family of CS tax credit funds in excess of $850 million of invested equity. Before joining CS, Mr. Dedek spent seven years with the affordable housing and mezzanine debt and equity divisions of KeyBank Real Estate Capital Private Equity Group as its chief financial officer managing invested equity in excess of $1.3 billion. Mr. Dedek began his career at KPMG departing as a Manager in the audit practice.
Mr. Dedek holds a Bachelor of Science degree in Business Administration with a major in accounting from John Carroll University and is a Certified Public Accountant.
She brings over 25 years of commercial real estate experience, with an emphasis on feasibility analysis, multi-family development and project finance. Prior to joining Churchill Stateside Group, Victoria was an executive at Meta Housing Corporation, an affordable housing developer based in Southern California. While there, she financed and coordinated the development of over 400 senior housing units utilizing allocations of low-income housing tax credits, tax-exempt bonds, and conventional financing. Earlier in her career she was in charge of acquisitions and finance for a commercial real estate developer and a financial analyst for a national real estate syndicator.
Victoria attended Pepperdine University and Mount St. Mary’s University in Los Angeles, graduating Magna Cum Laude with a Bachelor of Science degree in Business.
In 1988, Mr. Gloeckl and two associates purchased the company and created a group of companies that became known as The Midland Companies. The companies specialized in construction, permanent and equity financing for conventional and affordable multifamily apartment complexes nationwide with an emphasis on tax credit properties. During this time, Mr. Gloeckl served as President and Chief Operating Officer of the organization, which grew to over 150 employees in 7 offices across the country. In addition to Midland’s long standing relationships with large municipal pension funds, Midland became a Fannie Mae DUS Lender and FHA/MAP underwriter which broadened the investment base options for its clients.
In 1999, Mr. Gloeckl and his associates sold The Midland Companies to MuniMae (NYSE:MMA), and the company became known later as MMA Financial. Mr. Gloeckl continued to serve the company and its clients as Chief Investment Officer and a member of Senior Management Committee. During his tenure with MMA, Mr. Gloeckl was responsible for a range of functions across all debt and equity product types for all real estate finance business, as well as the supervision of Production, Underwriting, Closing, Secondary Markets, Tax Credit Origination, and various product development and management initiatives. Mr. Gloeckl also served as Trustee of the MMA Affordable Housing Group Trust and the MMA Multifamily REIT where he worked with various pension fund groups and proprietary funds.
Mr. Gloeckl departed MMA Financial in 2005 and founded Churchill Financial which eventually became known as Churchill Stateside Group (CSG). The company initially focused on Multifamily Affordable Housing Finance and added Renewable Energy Finance providing both debt and equity for both business lines. Mr. Gloeckl serves as Chief Executive Officer. Since the formation of Churchill the company has grown to become a HUD MAP Lender, RD 538, Ginnie Mae Seller/Servicer, Construction Lender, Bond Underwriter and provides Equity & Debt products for the Commercial Solar Renewable Energy sector.
Since 1992 Mr. Gloeckl has been instrumental in the syndication of more than $1 billion of federal low income housing tax credits. Mr. Gloeckl is a member of the Mortgage Bankers Association of America. Mr. Gloeckl has served as an officer for organizations such as Council for Affordable and Rural Housing, the Florida Council for Affordable and Rural Housing and is a member of various industry organizations. Mr. Gloeckl is a graduate of Walsh University and has served on its Board of Directors.
Ms. Steele joined Churchill Stateside Group as an Investment Assistant and quickly proved her value. Her skills allow her to provide dependable support to senior level managers to meet required transaction deadlines.
During her 20 year tenure with MMA/Midland, Ms. Carroll served as Vice President of the Loan Administration Department and as Vice President/Closing Support Manager. As part of her responsibilities, she developed and implemented loan closing policies, procedures and processing manuals, and met daily deadlines for processing millions of dollars in construction loans and tax credit equity installments.
Lois brings to the team more than 20 years of commercial real estate finance and banking experience and has previously held positions in Credit, Underwriting and Commercial Banking. After roles in commercial banking, she joined the Midland Companies where she held various positions in underwriting and loan delivery management. As Vice President at Midland, she was instrumental in the implementation of the loan delivery processes to Fannie Mae, Freddie Mac and other secondary market sources. Throughout her career, Lois has been responsible for the successful packaging and delivery of loans totaling $2.3 billion.
Lois has extensive experience as a liaison between lenders, borrowers, legal counsels, title agents, and various parties to ensure the successful funding for many types of transactions.
Previously, Marc served as Director, Asset Management for Jones Lang LaSalle Multifamily overseeing a team managing portfolio surveillance, compliance reporting and risk analysis of over $10B in Agency debt for Fannie Mae, Freddie Mac and Life Company loans with a focus on multifamily affordable housing as well as market rate and seniors housing. Marc also worked directly with Borrowers and Lenders on adherence to green financed loan repairs and reporting requirements post-closing. Prior to JLL, Marc held roles with Freddie Mac Multifamily’s Asset Management & Operations team at their corporate headquarters including managing the Seller/Servicer operational performance review process across all business lines, leading client engagement initiatives and surveillance functions including risk analysis and compliance reporting.
Marc graduated from the University of South Florida with a Bachelor of Science degree in Finance. He has completed levels I & II of the Certified Commercial Mortgage Servicer designation with the Mortgage Bankers Association.
Marie also has proficiency in debt restructuring as well as underwriting loans with taxable and tax- exempt bonds, conduit bonds, LIHTC, State tax credits, and historic tax credits as the vehicle of financing. In 2001 Marie earned her MAP approval and in September of 2009 she earned her LEAN certification. In 2019, Marie attended the SWAC Conference where she received her certification for LIHTC PILOT Training.
Marie also created an FHA training guide for origination staff which can be accessible via iPhone and Android. She holds an M.B.A. from the University of Illinois at Chicago with concentrations in finance and international business and also received her B.A. in Russian. She currently works for Churchill Stateside Group as their FHA Chief Underwriter.
Prior to joining CSG, Michael was an associate attorney for Hamilton, Miller & Birthisel, LLP where he primarily focused on defending maritime and transportation claims. He also practiced in the areas of insurance defense, insurance coverage, property and casualty, workers compensation and wrongful death and personal injury defense.
Michael obtained his Juris Doctor from Florida Coastal School of Law; earning the book award in Trusts & Estates Drafting. During law school, Michael was a member of the Mock Trial team and a legislator for the Student Bar Association. As an advocate, he placed runner-up at the Carolinas Mock Trial Tournament and was a finalist in the Spohrer & Dodd Closing Arguments Competition.
Prior to law school, Michael worked as an assistant project manager and quality inspector for a residential construction company based in Amelia Island, Florida. He was in charge of preparing contracts and estimates and reviewing construction and building plans to ensure compliance with current building codes, local ordinances and zoning regulations. In his spare time, Michael is an avid golfer and stays involved in his community.
On her spare time, Nikita enjoys gaming and going on relaxing walks with her dog.
Mr. Peppert is a military veteran with 17 years of service in the British Royal Air Force. During his tenure, he was trained as a Human Resources specialist, was involved in global operations and held high profile positions, including NATO Command in Central Europe and the British Embassy in Washington DC.
After retiring from the British Royal Air Force in 2008, Mr. Peppert transitioned to an administrative position with the Perioperative Department of Georgetown University Hospital. In 2015 he accepted a Human Resources position with Capital Novus, a global eDiscovery software company based in Fairfax, VA.
Prior to accepting enlisting in the British Royal Air Force, Mr. Peppert attended Teesside University in the United Kingdom, studying a course in International Business Information Technology.
Ms. Gloeckl has over 25 years’ experience in Interior Design, Residential Construction, Project Management, Sales and Office management. She holds a BA degree in Interior Design from International Academy of Design and Technology and an AS degree in Computer Programming from St. Petersburg College.
Prior to joining CSG, he was employed by AmeriNational Community Services as Director of Multifamily Services and by Oak Grove Capital as a Deputy Chief Underwriter. Prior to these positions, Mr. Tilley was employed for more than ten years by MMA Financial/The Midland Companies. During his tenure with MMA Financial/The Midland Companies, Mr. Tilley held the title of Fannie Mae Chief Underwriter and was in charge of staff ranging from 7 to 25 professionals responsible for underwriting, closing and servicing multifamily debt and equity investments. Prior to MMA Financial/The Midland Companies, Rex was employed by AmSouth Bank and Glendale Federal Bank in their real estate valuation departments.
Mr. Tilley holds a Bachelor’s degree in Finance from Florida State University and is a Certified General Real Estate Appraiser in the State of Florida.
Mr. Santos began his banking career at Hibernia National Bank in 1989 in Credit Analysis where he received formal credit training. As a commercial lender he specialized in Mortgage Warehouse and Commercial Real Estate. During 2000, Mr. Santos became the bank’s chief originator for a partnership between Hibernia National Bank and Standard Mortgage of New Orleans focusing on the origination of multifamily loans to be placed in the permanent market through FNMA and conduits.
Since 2001, Mr. Santos has concentrated on multifamily loan requests processed through the HUD MAP Program with responsibilities including origination, underwriting, and issuance of GNMA securities. His experience in multifamily lending include: Historic Tax Credits, LIHTC, affordable, market rate, and healthcare properties.
Mr. Santos received his B.S in Accounting from Louisiana Tech University and an M.B.A from Loyola University.